BOARD OF DIRECTORS Atty. Salvador Antonio T. NisceCHAIRMAN Mr. Pancracio Q. NisceDIRECTOR Mrs. Teresita C. ValleDIRECTOR Dr. Raymond L. EspinosaDIRECTOR Mr. Joseph Bernard G. ValeroDIRECTOR PRINCIPAL OFFICERS PANCRACIO Q. NISCEPresident / Manager RITA E. TALAVERATreasurer MARIE GRACE M. JUGOChief Compliance Officer SHIRLEY LORMA M. MONTANEZCashier REGGIE L. PERITOInternal Auditor JOSEFINA L. MALLAREMarketing Officer JULIE ANN G. DADULLALoan Supervisor CHARMAINE JOIE R. NISPEROSOIC / Senior Bookkeeper KRISTINE B. LUNACorporate Secretary